Contractor Mortgages

Contractor mortgages can often be a struggle to secure because many of the High Street lenders don’t understand your unique working status. Here at the cps group we realise that too many of you have missed out on your perfect property because a mortgage lender assumes that you will only be working on your contract for a short period of time.

The independent advisers at ContractorFinancials understand the needs of Contractors and over the past 10 years have helped many thousands of Freelancers find and secure competitive mortgages based on an annualised multiple of their contract rate alone. Their experience and in-depth knowledge of the market has enabled them to build unique relationships with lenders, ensuring that your mortgage is processed quickly and with minimum fuss.

Getting you into your new home quickly

ContractorFinancials have been able to secure special terms for you to gain contractor mortgages with little deposit. The selective lender criterion that they use means that the whole mortgage application process can be  much quicker than trying to source a scheme direct with lenders. Mortgages can even be agreed within days of your very first contract.

Unlike many brokers, ContractorFinancials will not charge clients of the cps group a fee for their services. They cover their costs solely from introducer’s payments from whichever lenders you decide to work with but as a result of FSA regulation you will have the option to pay 0.6% of the loan instead and they will instead refund the commission.

What next?

Contact Contractor Financials on 0845 0628888 or email them via and one of their independent mortgage specialists will discuss your needs in detail.

You will then be emailed recommendations which can be discussed further at your convenience. You will be assigned a dedicated contact to handle your case personally who will help ensure that your application runs smoothly.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Financial advice is given by ContractorFinancials, which is a trading name of Contractor Financials Ltd and is regulated and authorised by the Financial Services Authority.

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